LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,185
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,022
−HK$2,881/mo
Today · 4.125%
HK$96,903
baseline
▲ 0.50% · 4.625%
HK$102,800
+HK$5,897/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,806/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,443
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,163
−HK$2,760/mo
Today · 4.125%
HK$106,923
baseline
▲ 0.50% · 4.625%
HK$112,559
+HK$5,636/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,846/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,422
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$112,826
−HK$3,458/mo
Today · 4.125%
HK$116,284
baseline
▲ 0.50% · 4.625%
HK$123,359
+HK$7,075/mo
Deposit HK$16.00M · loan HK$23.99M · min. income ≈ HK$232,568/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,731
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$124,996
−HK$3,312/mo
Today · 4.125%
HK$128,308
baseline
▲ 0.50% · 4.625%
HK$135,071
+HK$6,763/mo
Deposit HK$16.00M · loan HK$23.99M · min. income ≈ HK$256,616/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,659
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$131,630
−HK$4,035/mo
Today · 4.125%
HK$135,665
baseline
▲ 0.50% · 4.625%
HK$143,919
+HK$8,254/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$271,330/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,020
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$145,828
−HK$3,864/mo
Today · 4.125%
HK$149,692
baseline
▲ 0.50% · 4.625%
HK$157,583
+HK$7,891/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$299,384/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,133
−HK$10,293/mo
▼ 0.25% · 3.875%
HK$169,239
−HK$5,187/mo
Today · 4.125%
HK$174,426
baseline
▲ 0.50% · 4.625%
HK$185,039
+HK$10,613/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$348,852/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,597
−HK$9,865/mo
▼ 0.25% · 3.875%
HK$187,494
−HK$4,968/mo
Today · 4.125%
HK$192,462
baseline
▲ 0.50% · 4.625%
HK$202,607
+HK$10,145/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$384,924/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,532 · Scale 2, in force from 26 Feb 2026)