LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,186
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,022
−HK$2,882/mo
Today · 4.125%
HK$96,904
baseline
▲ 0.50% · 4.625%
HK$102,800
+HK$5,896/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,808/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,443
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,164
−HK$2,760/mo
Today · 4.125%
HK$106,924
baseline
▲ 0.50% · 4.625%
HK$112,560
+HK$5,636/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,848/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,423
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$112,827
−HK$3,458/mo
Today · 4.125%
HK$116,285
baseline
▲ 0.50% · 4.625%
HK$123,361
+HK$7,076/mo
Deposit HK$16.00M · loan HK$23.99M · min. income ≈ HK$232,570/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,732
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$124,997
−HK$3,312/mo
Today · 4.125%
HK$128,309
baseline
▲ 0.50% · 4.625%
HK$135,072
+HK$6,763/mo
Deposit HK$16.00M · loan HK$23.99M · min. income ≈ HK$256,618/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,660
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$131,631
−HK$4,035/mo
Today · 4.125%
HK$135,666
baseline
▲ 0.50% · 4.625%
HK$143,921
+HK$8,255/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$271,332/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,021
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$145,830
−HK$3,864/mo
Today · 4.125%
HK$149,694
baseline
▲ 0.50% · 4.625%
HK$157,584
+HK$7,890/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$299,388/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,135
−HK$10,292/mo
▼ 0.25% · 3.875%
HK$169,240
−HK$5,187/mo
Today · 4.125%
HK$174,427
baseline
▲ 0.50% · 4.625%
HK$185,041
+HK$10,614/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$348,854/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,598
−HK$9,865/mo
▼ 0.25% · 3.875%
HK$187,495
−HK$4,968/mo
Today · 4.125%
HK$192,463
baseline
▲ 0.50% · 4.625%
HK$202,608
+HK$10,145/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$384,926/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,547 · Scale 2, in force from 26 Feb 2026)