LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,189
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,025
−HK$2,882/mo
Today · 4.125%
HK$96,907
baseline
▲ 0.50% · 4.625%
HK$102,804
+HK$5,897/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$193,814/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,447
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,167
−HK$2,761/mo
Today · 4.125%
HK$106,928
baseline
▲ 0.50% · 4.625%
HK$112,564
+HK$5,636/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$213,856/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,427
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$112,830
−HK$3,459/mo
Today · 4.125%
HK$116,289
baseline
▲ 0.50% · 4.625%
HK$123,365
+HK$7,076/mo
Deposit HK$16.00M · loan HK$23.99M · min. income ≈ HK$232,578/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,736
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$125,001
−HK$3,312/mo
Today · 4.125%
HK$128,313
baseline
▲ 0.50% · 4.625%
HK$135,077
+HK$6,764/mo
Deposit HK$16.00M · loan HK$23.99M · min. income ≈ HK$256,626/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,664
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$131,636
−HK$4,034/mo
Today · 4.125%
HK$135,670
baseline
▲ 0.50% · 4.625%
HK$143,925
+HK$8,255/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$271,340/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,025
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$145,834
−HK$3,865/mo
Today · 4.125%
HK$149,699
baseline
▲ 0.50% · 4.625%
HK$157,589
+HK$7,890/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$299,398/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,140
−HK$10,293/mo
▼ 0.25% · 3.875%
HK$169,246
−HK$5,187/mo
Today · 4.125%
HK$174,433
baseline
▲ 0.50% · 4.625%
HK$185,047
+HK$10,614/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$348,866/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,604
−HK$9,866/mo
▼ 0.25% · 3.875%
HK$187,501
−HK$4,969/mo
Today · 4.125%
HK$192,470
baseline
▲ 0.50% · 4.625%
HK$202,615
+HK$10,145/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$384,940/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,603 · Scale 2, in force from 26 Feb 2026)