LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,194
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,031
−HK$2,882/mo
Today · 4.125%
HK$96,913
baseline
▲ 0.50% · 4.625%
HK$102,810
+HK$5,897/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$193,826/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,699,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,453
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,174
−HK$2,760/mo
Today · 4.125%
HK$106,934
baseline
▲ 0.50% · 4.625%
HK$112,571
+HK$5,637/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$213,868/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,699,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,433
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,837
−HK$3,459/mo
Today · 4.125%
HK$116,296
baseline
▲ 0.50% · 4.625%
HK$123,372
+HK$7,076/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$232,592/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,743
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$125,008
−HK$3,313/mo
Today · 4.125%
HK$128,321
baseline
▲ 0.50% · 4.625%
HK$135,085
+HK$6,764/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$256,642/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,672
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$131,643
−HK$4,035/mo
Today · 4.125%
HK$135,678
baseline
▲ 0.50% · 4.625%
HK$143,934
+HK$8,256/mo
Deposit HK$12.00M · loan HK$28.00M · min. income ≈ HK$271,356/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,034
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$145,843
−HK$3,864/mo
Today · 4.125%
HK$149,707
baseline
▲ 0.50% · 4.625%
HK$157,599
+HK$7,892/mo
Deposit HK$12.00M · loan HK$28.00M · min. income ≈ HK$299,414/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,150
−HK$10,293/mo
▼ 0.25% · 3.875%
HK$169,256
−HK$5,187/mo
Today · 4.125%
HK$174,443
baseline
▲ 0.50% · 4.625%
HK$185,058
+HK$10,615/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$348,886/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,615
−HK$9,866/mo
▼ 0.25% · 3.875%
HK$187,513
−HK$4,968/mo
Today · 4.125%
HK$192,481
baseline
▲ 0.50% · 4.625%
HK$202,627
+HK$10,146/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$384,962/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,702 · Scale 2, in force from 26 Feb 2026)