LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,201
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,038
−HK$2,883/mo
Today · 4.125%
HK$96,921
baseline
▲ 0.50% · 4.625%
HK$102,818
+HK$5,897/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$193,842/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,699,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,461
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,182
−HK$2,760/mo
Today · 4.125%
HK$106,942
baseline
▲ 0.50% · 4.625%
HK$112,579
+HK$5,637/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$213,884/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,699,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,442
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,846
−HK$3,459/mo
Today · 4.125%
HK$116,305
baseline
▲ 0.50% · 4.625%
HK$123,382
+HK$7,077/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$232,610/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,753
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$125,018
−HK$3,313/mo
Today · 4.125%
HK$128,331
baseline
▲ 0.50% · 4.625%
HK$135,095
+HK$6,764/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$256,662/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,682
−HK$8,007/mo
▼ 0.25% · 3.875%
HK$131,654
−HK$4,035/mo
Today · 4.125%
HK$135,689
baseline
▲ 0.50% · 4.625%
HK$143,945
+HK$8,256/mo
Deposit HK$12.00M · loan HK$28.00M · min. income ≈ HK$271,378/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,045
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$145,855
−HK$3,864/mo
Today · 4.125%
HK$149,719
baseline
▲ 0.50% · 4.625%
HK$157,611
+HK$7,892/mo
Deposit HK$12.00M · loan HK$28.00M · min. income ≈ HK$299,438/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,163
−HK$10,294/mo
▼ 0.25% · 3.875%
HK$169,269
−HK$5,188/mo
Today · 4.125%
HK$174,457
baseline
▲ 0.50% · 4.625%
HK$185,072
+HK$10,615/mo
Deposit HK$4.00M · loan HK$36.00M · min. income ≈ HK$348,914/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,629
−HK$9,867/mo
▼ 0.25% · 3.875%
HK$187,527
−HK$4,969/mo
Today · 4.125%
HK$192,496
baseline
▲ 0.50% · 4.625%
HK$202,643
+HK$10,147/mo
Deposit HK$4.00M · loan HK$36.00M · min. income ≈ HK$384,992/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,836 · Scale 2, in force from 26 Feb 2026)