LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,202
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,039
−HK$2,882/mo
Today · 4.125%
HK$96,921
baseline
▲ 0.50% · 4.625%
HK$102,819
+HK$5,898/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$193,842/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,699,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,461
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,183
−HK$2,760/mo
Today · 4.125%
HK$106,943
baseline
▲ 0.50% · 4.625%
HK$112,580
+HK$5,637/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$213,886/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,699,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,443
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,847
−HK$3,459/mo
Today · 4.125%
HK$116,306
baseline
▲ 0.50% · 4.625%
HK$123,383
+HK$7,077/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$232,612/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,754
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$125,019
−HK$3,313/mo
Today · 4.125%
HK$128,332
baseline
▲ 0.50% · 4.625%
HK$135,096
+HK$6,764/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$256,664/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,683
−HK$8,007/mo
▼ 0.25% · 3.875%
HK$131,655
−HK$4,035/mo
Today · 4.125%
HK$135,690
baseline
▲ 0.50% · 4.625%
HK$143,946
+HK$8,256/mo
Deposit HK$12.00M · loan HK$28.00M · min. income ≈ HK$271,380/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,046
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$145,856
−HK$3,864/mo
Today · 4.125%
HK$149,720
baseline
▲ 0.50% · 4.625%
HK$157,612
+HK$7,892/mo
Deposit HK$12.00M · loan HK$28.00M · min. income ≈ HK$299,440/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,164
−HK$10,294/mo
▼ 0.25% · 3.875%
HK$169,270
−HK$5,188/mo
Today · 4.125%
HK$174,458
baseline
▲ 0.50% · 4.625%
HK$185,074
+HK$10,616/mo
Deposit HK$4.00M · loan HK$36.00M · min. income ≈ HK$348,916/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,631
−HK$9,867/mo
▼ 0.25% · 3.875%
HK$187,529
−HK$4,969/mo
Today · 4.125%
HK$192,498
baseline
▲ 0.50% · 4.625%
HK$202,644
+HK$10,146/mo
Deposit HK$4.00M · loan HK$36.00M · min. income ≈ HK$384,996/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,850 · Scale 2, in force from 26 Feb 2026)