LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,204
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,041
−HK$2,882/mo
Today · 4.125%
HK$96,923
baseline
▲ 0.50% · 4.625%
HK$102,821
+HK$5,898/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$193,846/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,699,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,463
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,185
−HK$2,760/mo
Today · 4.125%
HK$106,945
baseline
▲ 0.50% · 4.625%
HK$112,582
+HK$5,637/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$213,890/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,699,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,445
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,849
−HK$3,459/mo
Today · 4.125%
HK$116,308
baseline
▲ 0.50% · 4.625%
HK$123,385
+HK$7,077/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$232,616/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,756
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$125,022
−HK$3,312/mo
Today · 4.125%
HK$128,334
baseline
▲ 0.50% · 4.625%
HK$135,099
+HK$6,765/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$256,668/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,699,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,685
−HK$8,007/mo
▼ 0.25% · 3.875%
HK$131,657
−HK$4,035/mo
Today · 4.125%
HK$135,692
baseline
▲ 0.50% · 4.625%
HK$143,949
+HK$8,257/mo
Deposit HK$12.00M · loan HK$28.00M · min. income ≈ HK$271,384/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,049
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$145,858
−HK$3,865/mo
Today · 4.125%
HK$149,723
baseline
▲ 0.50% · 4.625%
HK$157,615
+HK$7,892/mo
Deposit HK$12.00M · loan HK$28.00M · min. income ≈ HK$299,446/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,167
−HK$10,295/mo
▼ 0.25% · 3.875%
HK$169,274
−HK$5,188/mo
Today · 4.125%
HK$174,462
baseline
▲ 0.50% · 4.625%
HK$185,077
+HK$10,615/mo
Deposit HK$4.00M · loan HK$36.00M · min. income ≈ HK$348,924/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,634
−HK$9,867/mo
▼ 0.25% · 3.875%
HK$187,532
−HK$4,969/mo
Today · 4.125%
HK$192,501
baseline
▲ 0.50% · 4.625%
HK$202,648
+HK$10,147/mo
Deposit HK$4.00M · loan HK$36.00M · min. income ≈ HK$385,002/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,882 · Scale 2, in force from 26 Feb 2026)