LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,224
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,061
−HK$2,883/mo
Today · 4.125%
HK$96,944
baseline
▲ 0.50% · 4.625%
HK$102,843
+HK$5,899/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$193,888/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,700,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,485
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,207
−HK$2,761/mo
Today · 4.125%
HK$106,968
baseline
▲ 0.50% · 4.625%
HK$112,607
+HK$5,639/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$213,936/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,700,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,468
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$112,874
−HK$3,459/mo
Today · 4.125%
HK$116,333
baseline
▲ 0.50% · 4.625%
HK$123,412
+HK$7,079/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$232,666/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,700,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,783
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,049
−HK$3,313/mo
Today · 4.125%
HK$128,362
baseline
▲ 0.50% · 4.625%
HK$135,128
+HK$6,766/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$256,724/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,700,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,713
−HK$8,009/mo
▼ 0.25% · 3.875%
HK$131,686
−HK$4,036/mo
Today · 4.125%
HK$135,722
baseline
▲ 0.50% · 4.625%
HK$143,980
+HK$8,258/mo
Deposit HK$12.00M · loan HK$28.00M · min. income ≈ HK$271,444/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,700,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,080
−HK$7,676/mo
▼ 0.25% · 3.875%
HK$145,890
−HK$3,866/mo
Today · 4.125%
HK$149,756
baseline
▲ 0.50% · 4.625%
HK$157,650
+HK$7,894/mo
Deposit HK$12.00M · loan HK$28.00M · min. income ≈ HK$299,512/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,700,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,203
−HK$10,297/mo
▼ 0.25% · 3.875%
HK$169,310
−HK$5,190/mo
Today · 4.125%
HK$174,500
baseline
▲ 0.50% · 4.625%
HK$185,118
+HK$10,618/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$349,000/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,674
−HK$9,869/mo
▼ 0.25% · 3.875%
HK$187,573
−HK$4,970/mo
Today · 4.125%
HK$192,543
baseline
▲ 0.50% · 4.625%
HK$202,692
+HK$10,149/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$385,086/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,252 · Scale 2, in force from 26 Feb 2026)