LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,229
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,067
−HK$2,883/mo
Today · 4.125%
HK$96,950
baseline
▲ 0.50% · 4.625%
HK$102,849
+HK$5,899/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$193,900/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,700,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,491
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,213
−HK$2,761/mo
Today · 4.125%
HK$106,974
baseline
▲ 0.50% · 4.625%
HK$112,613
+HK$5,639/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$213,948/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,700,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,475
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$112,880
−HK$3,460/mo
Today · 4.125%
HK$116,340
baseline
▲ 0.50% · 4.625%
HK$123,419
+HK$7,079/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$232,680/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,700,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,789
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,056
−HK$3,313/mo
Today · 4.125%
HK$128,369
baseline
▲ 0.50% · 4.625%
HK$135,136
+HK$6,767/mo
Deposit HK$16.00M · loan HK$24.00M · min. income ≈ HK$256,738/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,700,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,720
−HK$8,010/mo
▼ 0.25% · 3.875%
HK$131,693
−HK$4,037/mo
Today · 4.125%
HK$135,730
baseline
▲ 0.50% · 4.625%
HK$143,988
+HK$8,258/mo
Deposit HK$12.00M · loan HK$28.01M · min. income ≈ HK$271,460/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,700,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,088
−HK$7,676/mo
▼ 0.25% · 3.875%
HK$145,898
−HK$3,866/mo
Today · 4.125%
HK$149,764
baseline
▲ 0.50% · 4.625%
HK$157,659
+HK$7,895/mo
Deposit HK$12.00M · loan HK$28.01M · min. income ≈ HK$299,528/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,700,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,212
−HK$10,298/mo
▼ 0.25% · 3.875%
HK$169,320
−HK$5,190/mo
Today · 4.125%
HK$174,510
baseline
▲ 0.50% · 4.625%
HK$185,128
+HK$10,618/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$349,020/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,684
−HK$9,870/mo
▼ 0.25% · 3.875%
HK$187,584
−HK$4,970/mo
Today · 4.125%
HK$192,554
baseline
▲ 0.50% · 4.625%
HK$202,704
+HK$10,150/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$385,108/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,348 · Scale 2, in force from 26 Feb 2026)