LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,230
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,068
−HK$2,883/mo
Today · 4.125%
HK$96,951
baseline
▲ 0.50% · 4.625%
HK$102,850
+HK$5,899/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$193,902/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,700,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,492
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,214
−HK$2,762/mo
Today · 4.125%
HK$106,976
baseline
▲ 0.50% · 4.625%
HK$112,615
+HK$5,639/mo
Deposit HK$20.00M · loan HK$20.00M · min. income ≈ HK$213,952/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$1,700,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,476
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$112,881
−HK$3,460/mo
Today · 4.125%
HK$116,341
baseline
▲ 0.50% · 4.625%
HK$123,420
+HK$7,079/mo
Deposit HK$16.00M · loan HK$24.01M · min. income ≈ HK$232,682/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,700,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,791
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,057
−HK$3,314/mo
Today · 4.125%
HK$128,371
baseline
▲ 0.50% · 4.625%
HK$135,138
+HK$6,767/mo
Deposit HK$16.00M · loan HK$24.01M · min. income ≈ HK$256,742/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,700,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,722
−HK$8,009/mo
▼ 0.25% · 3.875%
HK$131,695
−HK$4,036/mo
Today · 4.125%
HK$135,731
baseline
▲ 0.50% · 4.625%
HK$143,990
+HK$8,259/mo
Deposit HK$12.00M · loan HK$28.01M · min. income ≈ HK$271,462/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,700,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,089
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$145,900
−HK$3,866/mo
Today · 4.125%
HK$149,766
baseline
▲ 0.50% · 4.625%
HK$157,660
+HK$7,894/mo
Deposit HK$12.00M · loan HK$28.01M · min. income ≈ HK$299,532/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,700,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,214
−HK$10,298/mo
▼ 0.25% · 3.875%
HK$169,322
−HK$5,190/mo
Today · 4.125%
HK$174,512
baseline
▲ 0.50% · 4.625%
HK$185,130
+HK$10,618/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$349,024/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,686
−HK$9,870/mo
▼ 0.25% · 3.875%
HK$187,586
−HK$4,970/mo
Today · 4.125%
HK$192,556
baseline
▲ 0.50% · 4.625%
HK$202,706
+HK$10,150/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$385,112/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,368 · Scale 2, in force from 26 Feb 2026)