LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,233
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,071
−HK$2,883/mo
Today · 4.125%
HK$96,954
baseline
▲ 0.50% · 4.625%
HK$102,854
+HK$5,900/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$193,908/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,496
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,218
−HK$2,762/mo
Today · 4.125%
HK$106,980
baseline
▲ 0.50% · 4.625%
HK$112,619
+HK$5,639/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$213,960/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,480
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$112,885
−HK$3,460/mo
Today · 4.125%
HK$116,345
baseline
▲ 0.50% · 4.625%
HK$123,425
+HK$7,080/mo
Deposit HK$16.00M · loan HK$24.01M · min. income ≈ HK$232,690/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,700,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,795
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,062
−HK$3,313/mo
Today · 4.125%
HK$128,375
baseline
▲ 0.50% · 4.625%
HK$135,142
+HK$6,767/mo
Deposit HK$16.00M · loan HK$24.01M · min. income ≈ HK$256,750/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,700,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,726
−HK$8,010/mo
▼ 0.25% · 3.875%
HK$131,700
−HK$4,036/mo
Today · 4.125%
HK$135,736
baseline
▲ 0.50% · 4.625%
HK$143,995
+HK$8,259/mo
Deposit HK$12.00M · loan HK$28.01M · min. income ≈ HK$271,472/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,700,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,094
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$145,905
−HK$3,866/mo
Today · 4.125%
HK$149,771
baseline
▲ 0.50% · 4.625%
HK$157,666
+HK$7,895/mo
Deposit HK$12.00M · loan HK$28.01M · min. income ≈ HK$299,542/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,700,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,220
−HK$10,298/mo
▼ 0.25% · 3.875%
HK$169,328
−HK$5,190/mo
Today · 4.125%
HK$174,518
baseline
▲ 0.50% · 4.625%
HK$185,137
+HK$10,619/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$349,036/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,693
−HK$9,870/mo
▼ 0.25% · 3.875%
HK$187,593
−HK$4,970/mo
Today · 4.125%
HK$192,563
baseline
▲ 0.50% · 4.625%
HK$202,713
+HK$10,150/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$385,126/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,428 · Scale 2, in force from 26 Feb 2026)