LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,242
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,080
−HK$2,884/mo
Today · 4.125%
HK$96,964
baseline
▲ 0.50% · 4.625%
HK$102,864
+HK$5,900/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$193,928/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,506
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,229
−HK$2,761/mo
Today · 4.125%
HK$106,990
baseline
▲ 0.50% · 4.625%
HK$112,630
+HK$5,640/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$213,980/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,491
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$112,897
−HK$3,460/mo
Today · 4.125%
HK$116,357
baseline
▲ 0.50% · 4.625%
HK$123,437
+HK$7,080/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$232,714/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,807
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$125,074
−HK$3,314/mo
Today · 4.125%
HK$128,388
baseline
▲ 0.50% · 4.625%
HK$135,156
+HK$6,768/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$256,776/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,739
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,713
−HK$4,037/mo
Today · 4.125%
HK$135,750
baseline
▲ 0.50% · 4.625%
HK$144,010
+HK$8,260/mo
Deposit HK$12.00M · loan HK$28.01M · min. income ≈ HK$271,500/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,700,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,109
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$145,920
−HK$3,866/mo
Today · 4.125%
HK$149,786
baseline
▲ 0.50% · 4.625%
HK$157,682
+HK$7,896/mo
Deposit HK$12.00M · loan HK$28.01M · min. income ≈ HK$299,572/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,700,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,236
−HK$10,299/mo
▼ 0.25% · 3.875%
HK$169,345
−HK$5,190/mo
Today · 4.125%
HK$174,535
baseline
▲ 0.50% · 4.625%
HK$185,155
+HK$10,620/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$349,070/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,711
−HK$9,871/mo
▼ 0.25% · 3.875%
HK$187,611
−HK$4,971/mo
Today · 4.125%
HK$192,582
baseline
▲ 0.50% · 4.625%
HK$202,734
+HK$10,152/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$385,164/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,598 · Scale 2, in force from 26 Feb 2026)