LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,244
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,082
−HK$2,883/mo
Today · 4.125%
HK$96,965
baseline
▲ 0.50% · 4.625%
HK$102,866
+HK$5,901/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$193,930/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,508
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,230
−HK$2,762/mo
Today · 4.125%
HK$106,992
baseline
▲ 0.50% · 4.625%
HK$112,631
+HK$5,639/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$213,984/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,492
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$112,898
−HK$3,461/mo
Today · 4.125%
HK$116,359
baseline
▲ 0.50% · 4.625%
HK$123,439
+HK$7,080/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$232,718/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,809
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$125,076
−HK$3,314/mo
Today · 4.125%
HK$128,390
baseline
▲ 0.50% · 4.625%
HK$135,158
+HK$6,768/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$256,780/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,741
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,715
−HK$4,037/mo
Today · 4.125%
HK$135,752
baseline
▲ 0.50% · 4.625%
HK$144,012
+HK$8,260/mo
Deposit HK$12.00M · loan HK$28.01M · min. income ≈ HK$271,504/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,111
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$145,922
−HK$3,867/mo
Today · 4.125%
HK$149,789
baseline
▲ 0.50% · 4.625%
HK$157,684
+HK$7,895/mo
Deposit HK$12.00M · loan HK$28.01M · min. income ≈ HK$299,578/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,239
−HK$10,299/mo
▼ 0.25% · 3.875%
HK$169,347
−HK$5,191/mo
Today · 4.125%
HK$174,538
baseline
▲ 0.50% · 4.625%
HK$185,158
+HK$10,620/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$349,076/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,714
−HK$9,871/mo
▼ 0.25% · 3.875%
HK$187,614
−HK$4,971/mo
Today · 4.125%
HK$192,585
baseline
▲ 0.50% · 4.625%
HK$202,737
+HK$10,152/mo
Deposit HK$4.00M · loan HK$36.01M · min. income ≈ HK$385,170/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,623 · Scale 2, in force from 26 Feb 2026)