LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,250
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,088
−HK$2,884/mo
Today · 4.125%
HK$96,972
baseline
▲ 0.50% · 4.625%
HK$102,873
+HK$5,901/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$193,944/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,515
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,237
−HK$2,762/mo
Today · 4.125%
HK$106,999
baseline
▲ 0.50% · 4.625%
HK$112,639
+HK$5,640/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$213,998/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,500
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$112,906
−HK$3,460/mo
Today · 4.125%
HK$116,366
baseline
▲ 0.50% · 4.625%
HK$123,447
+HK$7,081/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$232,732/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,817
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,085
−HK$3,314/mo
Today · 4.125%
HK$128,399
baseline
▲ 0.50% · 4.625%
HK$135,167
+HK$6,768/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$256,798/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,750
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,724
−HK$4,037/mo
Today · 4.125%
HK$135,761
baseline
▲ 0.50% · 4.625%
HK$144,022
+HK$8,261/mo
Deposit HK$12.01M · loan HK$28.01M · min. income ≈ HK$271,522/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,120
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$145,932
−HK$3,867/mo
Today · 4.125%
HK$149,799
baseline
▲ 0.50% · 4.625%
HK$157,695
+HK$7,896/mo
Deposit HK$12.01M · loan HK$28.01M · min. income ≈ HK$299,598/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,250
−HK$10,300/mo
▼ 0.25% · 3.875%
HK$169,359
−HK$5,191/mo
Today · 4.125%
HK$174,550
baseline
▲ 0.50% · 4.625%
HK$185,171
+HK$10,621/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$349,100/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,726
−HK$9,872/mo
▼ 0.25% · 3.875%
HK$187,627
−HK$4,971/mo
Today · 4.125%
HK$192,598
baseline
▲ 0.50% · 4.625%
HK$202,750
+HK$10,152/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$385,196/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,739 · Scale 2, in force from 26 Feb 2026)