LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,253
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,092
−HK$2,884/mo
Today · 4.125%
HK$96,976
baseline
▲ 0.50% · 4.625%
HK$102,876
+HK$5,900/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$193,952/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,518
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,241
−HK$2,762/mo
Today · 4.125%
HK$107,003
baseline
▲ 0.50% · 4.625%
HK$112,643
+HK$5,640/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$214,006/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,504
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$112,910
−HK$3,461/mo
Today · 4.125%
HK$116,371
baseline
▲ 0.50% · 4.625%
HK$123,452
+HK$7,081/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$232,742/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,822
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,089
−HK$3,315/mo
Today · 4.125%
HK$128,404
baseline
▲ 0.50% · 4.625%
HK$135,172
+HK$6,768/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$256,808/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,755
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,728
−HK$4,038/mo
Today · 4.125%
HK$135,766
baseline
▲ 0.50% · 4.625%
HK$144,027
+HK$8,261/mo
Deposit HK$12.01M · loan HK$28.01M · min. income ≈ HK$271,532/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,126
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$145,937
−HK$3,867/mo
Today · 4.125%
HK$149,804
baseline
▲ 0.50% · 4.625%
HK$157,701
+HK$7,897/mo
Deposit HK$12.01M · loan HK$28.01M · min. income ≈ HK$299,608/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,256
−HK$10,300/mo
▼ 0.25% · 3.875%
HK$169,365
−HK$5,191/mo
Today · 4.125%
HK$174,556
baseline
▲ 0.50% · 4.625%
HK$185,177
+HK$10,621/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$349,112/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,733
−HK$9,872/mo
▼ 0.25% · 3.875%
HK$187,634
−HK$4,971/mo
Today · 4.125%
HK$192,605
baseline
▲ 0.50% · 4.625%
HK$202,758
+HK$10,153/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$385,210/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,801 · Scale 2, in force from 26 Feb 2026)