LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,254
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,093
−HK$2,883/mo
Today · 4.125%
HK$96,976
baseline
▲ 0.50% · 4.625%
HK$102,877
+HK$5,901/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$193,952/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,519
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,242
−HK$2,762/mo
Today · 4.125%
HK$107,004
baseline
▲ 0.50% · 4.625%
HK$112,644
+HK$5,640/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$214,008/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,505
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$112,911
−HK$3,461/mo
Today · 4.125%
HK$116,372
baseline
▲ 0.50% · 4.625%
HK$123,453
+HK$7,081/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$232,744/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,823
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,090
−HK$3,315/mo
Today · 4.125%
HK$128,405
baseline
▲ 0.50% · 4.625%
HK$135,173
+HK$6,768/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$256,810/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,756
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,730
−HK$4,037/mo
Today · 4.125%
HK$135,767
baseline
▲ 0.50% · 4.625%
HK$144,028
+HK$8,261/mo
Deposit HK$12.01M · loan HK$28.01M · min. income ≈ HK$271,534/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,127
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$145,939
−HK$3,867/mo
Today · 4.125%
HK$149,806
baseline
▲ 0.50% · 4.625%
HK$157,702
+HK$7,896/mo
Deposit HK$12.01M · loan HK$28.01M · min. income ≈ HK$299,612/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,257
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$169,367
−HK$5,191/mo
Today · 4.125%
HK$174,558
baseline
▲ 0.50% · 4.625%
HK$185,179
+HK$10,621/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$349,116/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,735
−HK$9,872/mo
▼ 0.25% · 3.875%
HK$187,635
−HK$4,972/mo
Today · 4.125%
HK$192,607
baseline
▲ 0.50% · 4.625%
HK$202,760
+HK$10,153/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$385,214/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,817 · Scale 2, in force from 26 Feb 2026)