LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,258
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,097
−HK$2,884/mo
Today · 4.125%
HK$96,981
baseline
▲ 0.50% · 4.625%
HK$102,882
+HK$5,901/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$193,962/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,524
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,246
−HK$2,763/mo
Today · 4.125%
HK$107,009
baseline
▲ 0.50% · 4.625%
HK$112,649
+HK$5,640/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$214,018/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,510
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$112,916
−HK$3,461/mo
Today · 4.125%
HK$116,377
baseline
▲ 0.50% · 4.625%
HK$123,458
+HK$7,081/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$232,754/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,828
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,096
−HK$3,314/mo
Today · 4.125%
HK$128,410
baseline
▲ 0.50% · 4.625%
HK$135,179
+HK$6,769/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$256,820/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,761
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$131,735
−HK$4,038/mo
Today · 4.125%
HK$135,773
baseline
▲ 0.50% · 4.625%
HK$144,034
+HK$8,261/mo
Deposit HK$12.01M · loan HK$28.01M · min. income ≈ HK$271,546/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,133
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$145,945
−HK$3,867/mo
Today · 4.125%
HK$149,812
baseline
▲ 0.50% · 4.625%
HK$157,709
+HK$7,897/mo
Deposit HK$12.01M · loan HK$28.01M · min. income ≈ HK$299,624/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,264
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$169,374
−HK$5,191/mo
Today · 4.125%
HK$174,565
baseline
▲ 0.50% · 4.625%
HK$185,187
+HK$10,622/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$349,130/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,742
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$187,643
−HK$4,972/mo
Today · 4.125%
HK$192,615
baseline
▲ 0.50% · 4.625%
HK$202,768
+HK$10,153/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$385,230/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,889 · Scale 2, in force from 26 Feb 2026)