LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,261
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,099
−HK$2,884/mo
Today · 4.125%
HK$96,983
baseline
▲ 0.50% · 4.625%
HK$102,885
+HK$5,902/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$193,966/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,526
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,249
−HK$2,763/mo
Today · 4.125%
HK$107,012
baseline
▲ 0.50% · 4.625%
HK$112,652
+HK$5,640/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$214,024/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,700,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,513
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$112,919
−HK$3,461/mo
Today · 4.125%
HK$116,380
baseline
▲ 0.50% · 4.625%
HK$123,462
+HK$7,082/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$232,760/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,832
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,099
−HK$3,315/mo
Today · 4.125%
HK$128,414
baseline
▲ 0.50% · 4.625%
HK$135,183
+HK$6,769/mo
Deposit HK$16.01M · loan HK$24.01M · min. income ≈ HK$256,828/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,700,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,765
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$131,739
−HK$4,038/mo
Today · 4.125%
HK$135,777
baseline
▲ 0.50% · 4.625%
HK$144,038
+HK$8,261/mo
Deposit HK$12.01M · loan HK$28.02M · min. income ≈ HK$271,554/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,137
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$145,949
−HK$3,867/mo
Today · 4.125%
HK$149,816
baseline
▲ 0.50% · 4.625%
HK$157,713
+HK$7,897/mo
Deposit HK$12.01M · loan HK$28.02M · min. income ≈ HK$299,632/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,700,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,269
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$169,379
−HK$5,191/mo
Today · 4.125%
HK$174,570
baseline
▲ 0.50% · 4.625%
HK$185,192
+HK$10,622/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$349,140/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,748
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$187,649
−HK$4,972/mo
Today · 4.125%
HK$192,621
baseline
▲ 0.50% · 4.625%
HK$202,774
+HK$10,153/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$385,242/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,700,938 · Scale 2, in force from 26 Feb 2026)