LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,268
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,107
−HK$2,884/mo
Today · 4.125%
HK$96,991
baseline
▲ 0.50% · 4.625%
HK$102,893
+HK$5,902/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$193,982/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,701,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,534
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,258
−HK$2,762/mo
Today · 4.125%
HK$107,020
baseline
▲ 0.50% · 4.625%
HK$112,661
+HK$5,641/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$214,040/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,701,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,521
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$112,928
−HK$3,461/mo
Today · 4.125%
HK$116,389
baseline
▲ 0.50% · 4.625%
HK$123,471
+HK$7,082/mo
Deposit HK$16.01M · loan HK$24.02M · min. income ≈ HK$232,778/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,701,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,841
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$125,109
−HK$3,315/mo
Today · 4.125%
HK$128,424
baseline
▲ 0.50% · 4.625%
HK$135,194
+HK$6,770/mo
Deposit HK$16.01M · loan HK$24.02M · min. income ≈ HK$256,848/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,701,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,775
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$131,749
−HK$4,038/mo
Today · 4.125%
HK$135,787
baseline
▲ 0.50% · 4.625%
HK$144,050
+HK$8,263/mo
Deposit HK$12.01M · loan HK$28.02M · min. income ≈ HK$271,574/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,148
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$145,961
−HK$3,867/mo
Today · 4.125%
HK$149,828
baseline
▲ 0.50% · 4.625%
HK$157,726
+HK$7,898/mo
Deposit HK$12.01M · loan HK$28.02M · min. income ≈ HK$299,656/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,282
−HK$10,302/mo
▼ 0.25% · 3.875%
HK$169,392
−HK$5,192/mo
Today · 4.125%
HK$174,584
baseline
▲ 0.50% · 4.625%
HK$185,207
+HK$10,623/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$349,168/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,701,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,762
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$187,664
−HK$4,972/mo
Today · 4.125%
HK$192,636
baseline
▲ 0.50% · 4.625%
HK$202,790
+HK$10,154/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$385,272/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,701,072 · Scale 2, in force from 26 Feb 2026)