LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,271
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,110
−HK$2,884/mo
Today · 4.125%
HK$96,994
baseline
▲ 0.50% · 4.625%
HK$102,896
+HK$5,902/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$193,988/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,701,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,538
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,261
−HK$2,762/mo
Today · 4.125%
HK$107,023
baseline
▲ 0.50% · 4.625%
HK$112,665
+HK$5,642/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$214,046/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$1,701,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,525
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$112,932
−HK$3,461/mo
Today · 4.125%
HK$116,393
baseline
▲ 0.50% · 4.625%
HK$123,475
+HK$7,082/mo
Deposit HK$16.01M · loan HK$24.02M · min. income ≈ HK$232,786/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,701,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,845
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$125,113
−HK$3,315/mo
Today · 4.125%
HK$128,428
baseline
▲ 0.50% · 4.625%
HK$135,198
+HK$6,770/mo
Deposit HK$16.01M · loan HK$24.02M · min. income ≈ HK$256,856/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,701,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,779
−HK$8,013/mo
▼ 0.25% · 3.875%
HK$131,754
−HK$4,038/mo
Today · 4.125%
HK$135,792
baseline
▲ 0.50% · 4.625%
HK$144,054
+HK$8,262/mo
Deposit HK$12.01M · loan HK$28.02M · min. income ≈ HK$271,584/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,153
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$145,965
−HK$3,868/mo
Today · 4.125%
HK$149,833
baseline
▲ 0.50% · 4.625%
HK$157,731
+HK$7,898/mo
Deposit HK$12.01M · loan HK$28.02M · min. income ≈ HK$299,666/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,287
−HK$10,302/mo
▼ 0.25% · 3.875%
HK$169,397
−HK$5,192/mo
Today · 4.125%
HK$174,589
baseline
▲ 0.50% · 4.625%
HK$185,213
+HK$10,624/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$349,178/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,701,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,768
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$187,670
−HK$4,972/mo
Today · 4.125%
HK$192,642
baseline
▲ 0.50% · 4.625%
HK$202,797
+HK$10,155/mo
Deposit HK$4.00M · loan HK$36.02M · min. income ≈ HK$385,284/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,701,126 · Scale 2, in force from 26 Feb 2026)