LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,278
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,117
−HK$2,884/mo
Today · 4.125%
HK$97,001
baseline
▲ 0.50% · 4.625%
HK$102,904
+HK$5,903/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$194,002/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,545
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,269
−HK$2,763/mo
Today · 4.125%
HK$107,032
baseline
▲ 0.50% · 4.625%
HK$112,673
+HK$5,641/mo
Deposit HK$20.01M · loan HK$20.01M · min. income ≈ HK$214,064/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,533
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$112,940
−HK$3,462/mo
Today · 4.125%
HK$116,402
baseline
▲ 0.50% · 4.625%
HK$123,484
+HK$7,082/mo
Deposit HK$16.01M · loan HK$24.02M · min. income ≈ HK$232,804/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,701,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,854
−HK$6,584/mo
▼ 0.25% · 3.875%
HK$125,122
−HK$3,316/mo
Today · 4.125%
HK$128,438
baseline
▲ 0.50% · 4.625%
HK$135,208
+HK$6,770/mo
Deposit HK$16.01M · loan HK$24.02M · min. income ≈ HK$256,876/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,701,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,789
−HK$8,013/mo
▼ 0.25% · 3.875%
HK$131,763
−HK$4,039/mo
Today · 4.125%
HK$135,802
baseline
▲ 0.50% · 4.625%
HK$144,065
+HK$8,263/mo
Deposit HK$12.01M · loan HK$28.02M · min. income ≈ HK$271,604/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,163
−HK$7,681/mo
▼ 0.25% · 3.875%
HK$145,976
−HK$3,868/mo
Today · 4.125%
HK$149,844
baseline
▲ 0.50% · 4.625%
HK$157,743
+HK$7,899/mo
Deposit HK$12.01M · loan HK$28.02M · min. income ≈ HK$299,688/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,300
−HK$10,303/mo
▼ 0.25% · 3.875%
HK$169,410
−HK$5,193/mo
Today · 4.125%
HK$174,603
baseline
▲ 0.50% · 4.625%
HK$185,227
+HK$10,624/mo
Deposit HK$4.00M · loan HK$36.03M · min. income ≈ HK$349,206/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,701,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,782
−HK$9,875/mo
▼ 0.25% · 3.875%
HK$187,684
−HK$4,973/mo
Today · 4.125%
HK$192,657
baseline
▲ 0.50% · 4.625%
HK$202,812
+HK$10,155/mo
Deposit HK$4.00M · loan HK$36.03M · min. income ≈ HK$385,314/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,701,254 · Scale 2, in force from 26 Feb 2026)