LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,291
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$94,130
−HK$2,885/mo
Today · 4.125%
HK$97,015
baseline
▲ 0.50% · 4.625%
HK$102,918
+HK$5,903/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$194,030/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,560
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,284
−HK$2,763/mo
Today · 4.125%
HK$107,047
baseline
▲ 0.50% · 4.625%
HK$112,689
+HK$5,642/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$214,094/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,549
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$112,956
−HK$3,462/mo
Today · 4.125%
HK$116,418
baseline
▲ 0.50% · 4.625%
HK$123,502
+HK$7,084/mo
Deposit HK$16.01M · loan HK$24.02M · min. income ≈ HK$232,836/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,872
−HK$6,584/mo
▼ 0.25% · 3.875%
HK$125,140
−HK$3,316/mo
Today · 4.125%
HK$128,456
baseline
▲ 0.50% · 4.625%
HK$135,227
+HK$6,771/mo
Deposit HK$16.01M · loan HK$24.02M · min. income ≈ HK$256,912/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,807
−HK$8,014/mo
▼ 0.25% · 3.875%
HK$131,782
−HK$4,039/mo
Today · 4.125%
HK$135,821
baseline
▲ 0.50% · 4.625%
HK$144,086
+HK$8,265/mo
Deposit HK$12.01M · loan HK$28.02M · min. income ≈ HK$271,642/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,184
−HK$7,681/mo
▼ 0.25% · 3.875%
HK$145,997
−HK$3,868/mo
Today · 4.125%
HK$149,865
baseline
▲ 0.50% · 4.625%
HK$157,765
+HK$7,900/mo
Deposit HK$12.01M · loan HK$28.02M · min. income ≈ HK$299,730/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,323
−HK$10,304/mo
▼ 0.25% · 3.875%
HK$169,434
−HK$5,193/mo
Today · 4.125%
HK$174,627
baseline
▲ 0.50% · 4.625%
HK$185,253
+HK$10,626/mo
Deposit HK$4.00M · loan HK$36.03M · min. income ≈ HK$349,254/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,808
−HK$9,876/mo
▼ 0.25% · 3.875%
HK$187,710
−HK$4,974/mo
Today · 4.125%
HK$192,684
baseline
▲ 0.50% · 4.625%
HK$202,841
+HK$10,157/mo
Deposit HK$4.00M · loan HK$36.03M · min. income ≈ HK$385,368/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,496 · Scale 2, in force from 26 Feb 2026)