LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,303
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,143
−HK$2,885/mo
Today · 4.125%
HK$97,028
baseline
▲ 0.50% · 4.625%
HK$102,932
+HK$5,904/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$194,056/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,574
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,298
−HK$2,763/mo
Today · 4.125%
HK$107,061
baseline
▲ 0.50% · 4.625%
HK$112,705
+HK$5,644/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$214,122/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,564
−HK$6,870/mo
▼ 0.25% · 3.875%
HK$112,972
−HK$3,462/mo
Today · 4.125%
HK$116,434
baseline
▲ 0.50% · 4.625%
HK$123,519
+HK$7,085/mo
Deposit HK$16.02M · loan HK$24.02M · min. income ≈ HK$232,868/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,888
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$125,157
−HK$3,317/mo
Today · 4.125%
HK$128,474
baseline
▲ 0.50% · 4.625%
HK$135,246
+HK$6,772/mo
Deposit HK$16.02M · loan HK$24.02M · min. income ≈ HK$256,948/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,824
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$131,800
−HK$4,040/mo
Today · 4.125%
HK$135,840
baseline
▲ 0.50% · 4.625%
HK$144,105
+HK$8,265/mo
Deposit HK$12.01M · loan HK$28.03M · min. income ≈ HK$271,680/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,203
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$146,017
−HK$3,869/mo
Today · 4.125%
HK$149,886
baseline
▲ 0.50% · 4.625%
HK$157,787
+HK$7,901/mo
Deposit HK$12.01M · loan HK$28.03M · min. income ≈ HK$299,772/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,345
−HK$10,306/mo
▼ 0.25% · 3.875%
HK$169,457
−HK$5,194/mo
Today · 4.125%
HK$174,651
baseline
▲ 0.50% · 4.625%
HK$185,278
+HK$10,627/mo
Deposit HK$4.00M · loan HK$36.04M · min. income ≈ HK$349,302/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,832
−HK$9,878/mo
▼ 0.25% · 3.875%
HK$187,736
−HK$4,974/mo
Today · 4.125%
HK$192,710
baseline
▲ 0.50% · 4.625%
HK$202,868
+HK$10,158/mo
Deposit HK$4.00M · loan HK$36.04M · min. income ≈ HK$385,420/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,728 · Scale 2, in force from 26 Feb 2026)