LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,307
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,147
−HK$2,886/mo
Today · 4.125%
HK$97,033
baseline
▲ 0.50% · 4.625%
HK$102,937
+HK$5,904/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$194,066/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,578
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,302
−HK$2,764/mo
Today · 4.125%
HK$107,066
baseline
▲ 0.50% · 4.625%
HK$112,709
+HK$5,643/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$214,132/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,568
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$112,976
−HK$3,463/mo
Today · 4.125%
HK$116,439
baseline
▲ 0.50% · 4.625%
HK$123,524
+HK$7,085/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$232,878/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,893
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$125,163
−HK$3,316/mo
Today · 4.125%
HK$128,479
baseline
▲ 0.50% · 4.625%
HK$135,251
+HK$6,772/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$256,958/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,830
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$131,806
−HK$4,040/mo
Today · 4.125%
HK$135,846
baseline
▲ 0.50% · 4.625%
HK$144,111
+HK$8,265/mo
Deposit HK$12.01M · loan HK$28.03M · min. income ≈ HK$271,692/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,209
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$146,023
−HK$3,869/mo
Today · 4.125%
HK$149,892
baseline
▲ 0.50% · 4.625%
HK$157,793
+HK$7,901/mo
Deposit HK$12.01M · loan HK$28.03M · min. income ≈ HK$299,784/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,701,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,352
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$169,465
−HK$5,194/mo
Today · 4.125%
HK$174,659
baseline
▲ 0.50% · 4.625%
HK$185,286
+HK$10,627/mo
Deposit HK$4.00M · loan HK$36.04M · min. income ≈ HK$349,318/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,840
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$187,744
−HK$4,975/mo
Today · 4.125%
HK$192,719
baseline
▲ 0.50% · 4.625%
HK$202,877
+HK$10,158/mo
Deposit HK$4.00M · loan HK$36.04M · min. income ≈ HK$385,438/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,800 · Scale 2, in force from 26 Feb 2026)