LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,311
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,151
−HK$2,886/mo
Today · 4.125%
HK$97,037
baseline
▲ 0.50% · 4.625%
HK$102,941
+HK$5,904/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$194,074/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,583
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,307
−HK$2,764/mo
Today · 4.125%
HK$107,071
baseline
▲ 0.50% · 4.625%
HK$112,715
+HK$5,644/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$214,142/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,573
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$112,981
−HK$3,463/mo
Today · 4.125%
HK$116,444
baseline
▲ 0.50% · 4.625%
HK$123,530
+HK$7,086/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$232,888/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,899
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$125,168
−HK$3,317/mo
Today · 4.125%
HK$128,485
baseline
▲ 0.50% · 4.625%
HK$135,257
+HK$6,772/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$256,970/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,835
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$131,812
−HK$4,040/mo
Today · 4.125%
HK$135,852
baseline
▲ 0.50% · 4.625%
HK$144,118
+HK$8,266/mo
Deposit HK$12.01M · loan HK$28.03M · min. income ≈ HK$271,704/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,701,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,216
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$146,030
−HK$3,869/mo
Today · 4.125%
HK$149,899
baseline
▲ 0.50% · 4.625%
HK$157,800
+HK$7,901/mo
Deposit HK$12.01M · loan HK$28.03M · min. income ≈ HK$299,798/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,701,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,360
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$169,472
−HK$5,195/mo
Today · 4.125%
HK$174,667
baseline
▲ 0.50% · 4.625%
HK$185,295
+HK$10,628/mo
Deposit HK$4.00M · loan HK$36.04M · min. income ≈ HK$349,334/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,849
−HK$9,878/mo
▼ 0.25% · 3.875%
HK$187,752
−HK$4,975/mo
Today · 4.125%
HK$192,727
baseline
▲ 0.50% · 4.625%
HK$202,886
+HK$10,159/mo
Deposit HK$4.00M · loan HK$36.04M · min. income ≈ HK$385,454/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,877 · Scale 2, in force from 26 Feb 2026)