LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,313
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,154
−HK$2,886/mo
Today · 4.125%
HK$97,040
baseline
▲ 0.50% · 4.625%
HK$102,944
+HK$5,904/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$194,080/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,585
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,310
−HK$2,764/mo
Today · 4.125%
HK$107,074
baseline
▲ 0.50% · 4.625%
HK$112,718
+HK$5,644/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$214,148/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$1,701,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,576
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$112,985
−HK$3,463/mo
Today · 4.125%
HK$116,448
baseline
▲ 0.50% · 4.625%
HK$123,533
+HK$7,085/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$232,896/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,902
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$125,172
−HK$3,316/mo
Today · 4.125%
HK$128,488
baseline
▲ 0.50% · 4.625%
HK$135,261
+HK$6,773/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$256,976/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,839
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$131,815
−HK$4,041/mo
Today · 4.125%
HK$135,856
baseline
▲ 0.50% · 4.625%
HK$144,122
+HK$8,266/mo
Deposit HK$12.01M · loan HK$28.03M · min. income ≈ HK$271,712/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,701,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,219
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$146,034
−HK$3,869/mo
Today · 4.125%
HK$149,903
baseline
▲ 0.50% · 4.625%
HK$157,805
+HK$7,902/mo
Deposit HK$12.01M · loan HK$28.03M · min. income ≈ HK$299,806/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,701,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,364
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$169,477
−HK$5,194/mo
Today · 4.125%
HK$174,671
baseline
▲ 0.50% · 4.625%
HK$185,300
+HK$10,629/mo
Deposit HK$4.00M · loan HK$36.04M · min. income ≈ HK$349,342/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,854
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$187,758
−HK$4,975/mo
Today · 4.125%
HK$192,733
baseline
▲ 0.50% · 4.625%
HK$202,892
+HK$10,159/mo
Deposit HK$4.00M · loan HK$36.04M · min. income ≈ HK$385,466/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,924 · Scale 2, in force from 26 Feb 2026)