LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,315
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,156
−HK$2,886/mo
Today · 4.125%
HK$97,042
baseline
▲ 0.50% · 4.625%
HK$102,946
+HK$5,904/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$194,084/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,701,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,587
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,312
−HK$2,764/mo
Today · 4.125%
HK$107,076
baseline
▲ 0.50% · 4.625%
HK$112,720
+HK$5,644/mo
Deposit HK$20.02M · loan HK$20.02M · min. income ≈ HK$214,152/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,701,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,579
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$112,987
−HK$3,463/mo
Today · 4.125%
HK$116,450
baseline
▲ 0.50% · 4.625%
HK$123,536
+HK$7,086/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$232,900/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,905
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$125,174
−HK$3,317/mo
Today · 4.125%
HK$128,491
baseline
▲ 0.50% · 4.625%
HK$135,264
+HK$6,773/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$256,982/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,701,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,842
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$131,818
−HK$4,040/mo
Today · 4.125%
HK$135,858
baseline
▲ 0.50% · 4.625%
HK$144,125
+HK$8,267/mo
Deposit HK$12.01M · loan HK$28.03M · min. income ≈ HK$271,716/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,701,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,222
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$146,037
−HK$3,869/mo
Today · 4.125%
HK$149,906
baseline
▲ 0.50% · 4.625%
HK$157,808
+HK$7,902/mo
Deposit HK$12.01M · loan HK$28.03M · min. income ≈ HK$299,812/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,701,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,368
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$169,481
−HK$5,194/mo
Today · 4.125%
HK$174,675
baseline
▲ 0.50% · 4.625%
HK$185,304
+HK$10,629/mo
Deposit HK$4.00M · loan HK$36.04M · min. income ≈ HK$349,350/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,857
−HK$9,880/mo
▼ 0.25% · 3.875%
HK$187,762
−HK$4,975/mo
Today · 4.125%
HK$192,737
baseline
▲ 0.50% · 4.625%
HK$202,896
+HK$10,159/mo
Deposit HK$4.00M · loan HK$36.04M · min. income ≈ HK$385,474/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,701,961 · Scale 2, in force from 26 Feb 2026)