LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,325
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,166
−HK$2,886/mo
Today · 4.125%
HK$97,052
baseline
▲ 0.50% · 4.625%
HK$102,958
+HK$5,906/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$194,104/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,599
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,324
−HK$2,764/mo
Today · 4.125%
HK$107,088
baseline
▲ 0.50% · 4.625%
HK$112,733
+HK$5,645/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$214,176/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,591
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$112,999
−HK$3,464/mo
Today · 4.125%
HK$116,463
baseline
▲ 0.50% · 4.625%
HK$123,549
+HK$7,086/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$232,926/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,702,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,918
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$125,188
−HK$3,317/mo
Today · 4.125%
HK$128,505
baseline
▲ 0.50% · 4.625%
HK$135,279
+HK$6,774/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$257,010/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,702,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,856
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$131,833
−HK$4,040/mo
Today · 4.125%
HK$135,873
baseline
▲ 0.50% · 4.625%
HK$144,141
+HK$8,268/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$271,746/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,238
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$146,053
−HK$3,870/mo
Today · 4.125%
HK$149,923
baseline
▲ 0.50% · 4.625%
HK$157,826
+HK$7,903/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$299,846/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,386
−HK$10,308/mo
▼ 0.25% · 3.875%
HK$169,499
−HK$5,195/mo
Today · 4.125%
HK$174,694
baseline
▲ 0.50% · 4.625%
HK$185,324
+HK$10,630/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$349,388/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,878
−HK$9,880/mo
▼ 0.25% · 3.875%
HK$187,782
−HK$4,976/mo
Today · 4.125%
HK$192,758
baseline
▲ 0.50% · 4.625%
HK$202,919
+HK$10,161/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$385,516/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,148 · Scale 2, in force from 26 Feb 2026)