LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,326
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,167
−HK$2,886/mo
Today · 4.125%
HK$97,053
baseline
▲ 0.50% · 4.625%
HK$102,959
+HK$5,906/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$194,106/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,600
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,324
−HK$2,765/mo
Today · 4.125%
HK$107,089
baseline
▲ 0.50% · 4.625%
HK$112,734
+HK$5,645/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$214,178/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,592
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$113,001
−HK$3,463/mo
Today · 4.125%
HK$116,464
baseline
▲ 0.50% · 4.625%
HK$123,551
+HK$7,087/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$232,928/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,702,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,920
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$125,189
−HK$3,317/mo
Today · 4.125%
HK$128,506
baseline
▲ 0.50% · 4.625%
HK$135,280
+HK$6,774/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$257,012/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,702,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,857
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,834
−HK$4,041/mo
Today · 4.125%
HK$135,875
baseline
▲ 0.50% · 4.625%
HK$144,142
+HK$8,267/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$271,750/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,239
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$146,054
−HK$3,870/mo
Today · 4.125%
HK$149,924
baseline
▲ 0.50% · 4.625%
HK$157,827
+HK$7,903/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$299,848/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,387
−HK$10,309/mo
▼ 0.25% · 3.875%
HK$169,501
−HK$5,195/mo
Today · 4.125%
HK$174,696
baseline
▲ 0.50% · 4.625%
HK$185,326
+HK$10,630/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$349,392/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,879
−HK$9,881/mo
▼ 0.25% · 3.875%
HK$187,784
−HK$4,976/mo
Today · 4.125%
HK$192,760
baseline
▲ 0.50% · 4.625%
HK$202,920
+HK$10,160/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$385,520/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,164 · Scale 2, in force from 26 Feb 2026)