LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,332
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,173
−HK$2,886/mo
Today · 4.125%
HK$97,059
baseline
▲ 0.50% · 4.625%
HK$102,965
+HK$5,906/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$194,118/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,605
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$104,331
−HK$2,764/mo
Today · 4.125%
HK$107,095
baseline
▲ 0.50% · 4.625%
HK$112,740
+HK$5,645/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$214,190/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,598
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$113,007
−HK$3,464/mo
Today · 4.125%
HK$116,471
baseline
▲ 0.50% · 4.625%
HK$123,558
+HK$7,087/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$232,942/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,702,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,927
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$125,197
−HK$3,317/mo
Today · 4.125%
HK$128,514
baseline
▲ 0.50% · 4.625%
HK$135,288
+HK$6,774/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$257,028/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,702,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,864
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,842
−HK$4,040/mo
Today · 4.125%
HK$135,882
baseline
▲ 0.50% · 4.625%
HK$144,151
+HK$8,269/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$271,764/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,248
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$146,063
−HK$3,870/mo
Today · 4.125%
HK$149,933
baseline
▲ 0.50% · 4.625%
HK$157,836
+HK$7,903/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$299,866/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,397
−HK$10,309/mo
▼ 0.25% · 3.875%
HK$169,511
−HK$5,195/mo
Today · 4.125%
HK$174,706
baseline
▲ 0.50% · 4.625%
HK$185,336
+HK$10,630/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$349,412/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,890
−HK$9,881/mo
▼ 0.25% · 3.875%
HK$187,795
−HK$4,976/mo
Today · 4.125%
HK$192,771
baseline
▲ 0.50% · 4.625%
HK$202,932
+HK$10,161/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$385,542/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,262 · Scale 2, in force from 26 Feb 2026)