LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,334
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,175
−HK$2,886/mo
Today · 4.125%
HK$97,061
baseline
▲ 0.50% · 4.625%
HK$102,967
+HK$5,906/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$194,122/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,608
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$104,333
−HK$2,765/mo
Today · 4.125%
HK$107,098
baseline
▲ 0.50% · 4.625%
HK$112,743
+HK$5,645/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$214,196/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,601
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$113,010
−HK$3,464/mo
Today · 4.125%
HK$116,474
baseline
▲ 0.50% · 4.625%
HK$123,561
+HK$7,087/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$232,948/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,702,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,930
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$125,200
−HK$3,317/mo
Today · 4.125%
HK$128,517
baseline
▲ 0.50% · 4.625%
HK$135,292
+HK$6,775/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$257,034/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,702,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,868
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,845
−HK$4,041/mo
Today · 4.125%
HK$135,886
baseline
▲ 0.50% · 4.625%
HK$144,154
+HK$8,268/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$271,772/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,251
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$146,066
−HK$3,871/mo
Today · 4.125%
HK$149,937
baseline
▲ 0.50% · 4.625%
HK$157,840
+HK$7,903/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$299,874/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,401
−HK$10,310/mo
▼ 0.25% · 3.875%
HK$169,515
−HK$5,196/mo
Today · 4.125%
HK$174,711
baseline
▲ 0.50% · 4.625%
HK$185,341
+HK$10,630/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$349,422/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,895
−HK$9,881/mo
▼ 0.25% · 3.875%
HK$187,800
−HK$4,976/mo
Today · 4.125%
HK$192,776
baseline
▲ 0.50% · 4.625%
HK$202,937
+HK$10,161/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$385,552/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,306 · Scale 2, in force from 26 Feb 2026)