LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,338
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,179
−HK$2,887/mo
Today · 4.125%
HK$97,066
baseline
▲ 0.50% · 4.625%
HK$102,972
+HK$5,906/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$194,132/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,613
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$104,338
−HK$2,765/mo
Today · 4.125%
HK$107,103
baseline
▲ 0.50% · 4.625%
HK$112,748
+HK$5,645/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$214,206/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,606
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$113,015
−HK$3,464/mo
Today · 4.125%
HK$116,479
baseline
▲ 0.50% · 4.625%
HK$123,566
+HK$7,087/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$232,958/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,702,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,935
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$125,205
−HK$3,318/mo
Today · 4.125%
HK$128,523
baseline
▲ 0.50% · 4.625%
HK$135,298
+HK$6,775/mo
Deposit HK$16.02M · loan HK$24.03M · min. income ≈ HK$257,046/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,702,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,873
−HK$8,019/mo
▼ 0.25% · 3.875%
HK$131,851
−HK$4,041/mo
Today · 4.125%
HK$135,892
baseline
▲ 0.50% · 4.625%
HK$144,161
+HK$8,269/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$271,784/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,258
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$146,073
−HK$3,871/mo
Today · 4.125%
HK$149,944
baseline
▲ 0.50% · 4.625%
HK$157,847
+HK$7,903/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$299,888/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,409
−HK$10,309/mo
▼ 0.25% · 3.875%
HK$169,523
−HK$5,195/mo
Today · 4.125%
HK$174,718
baseline
▲ 0.50% · 4.625%
HK$185,350
+HK$10,632/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$349,436/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,903
−HK$9,882/mo
▼ 0.25% · 3.875%
HK$187,808
−HK$4,977/mo
Today · 4.125%
HK$192,785
baseline
▲ 0.50% · 4.625%
HK$202,946
+HK$10,161/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$385,570/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,383 · Scale 2, in force from 26 Feb 2026)