LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,134
−HK$573/mo
▼ 0.25% · 3.875%
HK$9,418
−HK$289/mo
Today · 4.125%
HK$9,707
baseline
▲ 0.50% · 4.625%
HK$10,298
+HK$591/mo
Deposit HK$2.00M · loan HK$2.00M · min. income ≈ HK$19,414/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$1,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,162
−HK$549/mo
▼ 0.25% · 3.875%
HK$10,434
−HK$277/mo
Today · 4.125%
HK$10,711
baseline
▲ 0.50% · 4.625%
HK$11,275
+HK$564/mo
Deposit HK$2.00M · loan HK$2.00M · min. income ≈ HK$21,422/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$1,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,961
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,302
−HK$346/mo
Today · 4.125%
HK$11,648
baseline
▲ 0.50% · 4.625%
HK$12,357
+HK$709/mo
Deposit HK$1.60M · loan HK$2.40M · min. income ≈ HK$23,296/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$1,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,194
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,521
−HK$332/mo
Today · 4.125%
HK$12,853
baseline
▲ 0.50% · 4.625%
HK$13,530
+HK$677/mo
Deposit HK$1.60M · loan HK$2.40M · min. income ≈ HK$25,706/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$1,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,788
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,186
−HK$404/mo
Today · 4.125%
HK$13,590
baseline
▲ 0.50% · 4.625%
HK$14,417
+HK$827/mo
Deposit HK$1.20M · loan HK$2.80M · min. income ≈ HK$27,180/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$1,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,226
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,608
−HK$387/mo
Today · 4.125%
HK$14,995
baseline
▲ 0.50% · 4.625%
HK$15,785
+HK$790/mo
Deposit HK$1.20M · loan HK$2.80M · min. income ≈ HK$29,990/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$1,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,442
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,953
−HK$520/mo
Today · 4.125%
HK$17,473
baseline
▲ 0.50% · 4.625%
HK$18,536
+HK$1,063/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$34,946/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$1,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,291
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,782
−HK$497/mo
Today · 4.125%
HK$19,279
baseline
▲ 0.50% · 4.625%
HK$20,296
+HK$1,017/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$38,558/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$1,260 · Scale 2, in force from 26 Feb 2026)