LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,345
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,186
−HK$2,887/mo
Today · 4.125%
HK$97,073
baseline
▲ 0.50% · 4.625%
HK$102,980
+HK$5,907/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$194,146/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,620
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,346
−HK$2,765/mo
Today · 4.125%
HK$107,111
baseline
▲ 0.50% · 4.625%
HK$112,757
+HK$5,646/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$214,222/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,614
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$113,024
−HK$3,464/mo
Today · 4.125%
HK$116,488
baseline
▲ 0.50% · 4.625%
HK$123,576
+HK$7,088/mo
Deposit HK$16.02M · loan HK$24.04M · min. income ≈ HK$232,976/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,944
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$125,215
−HK$3,318/mo
Today · 4.125%
HK$128,533
baseline
▲ 0.50% · 4.625%
HK$135,308
+HK$6,775/mo
Deposit HK$16.02M · loan HK$24.04M · min. income ≈ HK$257,066/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,883
−HK$8,019/mo
▼ 0.25% · 3.875%
HK$131,861
−HK$4,041/mo
Today · 4.125%
HK$135,902
baseline
▲ 0.50% · 4.625%
HK$144,172
+HK$8,270/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$271,804/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,269
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$146,084
−HK$3,871/mo
Today · 4.125%
HK$149,955
baseline
▲ 0.50% · 4.625%
HK$157,859
+HK$7,904/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$299,910/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,421
−HK$10,311/mo
▼ 0.25% · 3.875%
HK$169,535
−HK$5,197/mo
Today · 4.125%
HK$174,732
baseline
▲ 0.50% · 4.625%
HK$185,364
+HK$10,632/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$349,464/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,917
−HK$9,882/mo
▼ 0.25% · 3.875%
HK$187,822
−HK$4,977/mo
Today · 4.125%
HK$192,799
baseline
▲ 0.50% · 4.625%
HK$202,962
+HK$10,163/mo
Deposit HK$4.01M · loan HK$36.05M · min. income ≈ HK$385,598/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,512 · Scale 2, in force from 26 Feb 2026)