LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,353
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,194
−HK$2,888/mo
Today · 4.125%
HK$97,082
baseline
▲ 0.50% · 4.625%
HK$102,989
+HK$5,907/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$194,164/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,629
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,355
−HK$2,765/mo
Today · 4.125%
HK$107,120
baseline
▲ 0.50% · 4.625%
HK$112,766
+HK$5,646/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$214,240/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,623
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$113,033
−HK$3,465/mo
Today · 4.125%
HK$116,498
baseline
▲ 0.50% · 4.625%
HK$123,586
+HK$7,088/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$232,996/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,955
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$125,226
−HK$3,318/mo
Today · 4.125%
HK$128,544
baseline
▲ 0.50% · 4.625%
HK$135,320
+HK$6,776/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$257,088/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,894
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$131,872
−HK$4,042/mo
Today · 4.125%
HK$135,914
baseline
▲ 0.50% · 4.625%
HK$144,184
+HK$8,270/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$271,828/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,281
−HK$7,687/mo
▼ 0.25% · 3.875%
HK$146,097
−HK$3,871/mo
Today · 4.125%
HK$149,968
baseline
▲ 0.50% · 4.625%
HK$157,873
+HK$7,905/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$299,936/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,435
−HK$10,312/mo
▼ 0.25% · 3.875%
HK$169,550
−HK$5,197/mo
Today · 4.125%
HK$174,747
baseline
▲ 0.50% · 4.625%
HK$185,380
+HK$10,633/mo
Deposit HK$4.01M · loan HK$36.06M · min. income ≈ HK$349,494/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,932
−HK$9,884/mo
▼ 0.25% · 3.875%
HK$187,839
−HK$4,977/mo
Today · 4.125%
HK$192,816
baseline
▲ 0.50% · 4.625%
HK$202,979
+HK$10,163/mo
Deposit HK$4.01M · loan HK$36.06M · min. income ≈ HK$385,632/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,659 · Scale 2, in force from 26 Feb 2026)