LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,355
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,197
−HK$2,887/mo
Today · 4.125%
HK$97,084
baseline
▲ 0.50% · 4.625%
HK$102,992
+HK$5,908/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$194,168/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,632
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,358
−HK$2,765/mo
Today · 4.125%
HK$107,123
baseline
▲ 0.50% · 4.625%
HK$112,769
+HK$5,646/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$214,246/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$1,702,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,627
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$113,037
−HK$3,464/mo
Today · 4.125%
HK$116,501
baseline
▲ 0.50% · 4.625%
HK$123,590
+HK$7,089/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$233,002/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,958
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$125,229
−HK$3,318/mo
Today · 4.125%
HK$128,547
baseline
▲ 0.50% · 4.625%
HK$135,323
+HK$6,776/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$257,094/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,898
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$131,876
−HK$4,042/mo
Today · 4.125%
HK$135,918
baseline
▲ 0.50% · 4.625%
HK$144,188
+HK$8,270/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$271,836/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,285
−HK$7,687/mo
▼ 0.25% · 3.875%
HK$146,101
−HK$3,871/mo
Today · 4.125%
HK$149,972
baseline
▲ 0.50% · 4.625%
HK$157,877
+HK$7,905/mo
Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$299,944/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,440
−HK$10,312/mo
▼ 0.25% · 3.875%
HK$169,555
−HK$5,197/mo
Today · 4.125%
HK$174,752
baseline
▲ 0.50% · 4.625%
HK$185,385
+HK$10,633/mo
Deposit HK$4.01M · loan HK$36.06M · min. income ≈ HK$349,504/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,938
−HK$9,883/mo
▼ 0.25% · 3.875%
HK$187,844
−HK$4,977/mo
Today · 4.125%
HK$192,821
baseline
▲ 0.50% · 4.625%
HK$202,985
+HK$10,164/mo
Deposit HK$4.01M · loan HK$36.06M · min. income ≈ HK$385,642/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,706 · Scale 2, in force from 26 Feb 2026)