LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,359
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,201
−HK$2,887/mo
Today · 4.125%
HK$97,088
baseline
▲ 0.50% · 4.625%
HK$102,995
+HK$5,907/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$194,176/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,702,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,636
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,362
−HK$2,765/mo
Today · 4.125%
HK$107,127
baseline
▲ 0.50% · 4.625%
HK$112,774
+HK$5,647/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$214,254/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,702,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,631
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$113,041
−HK$3,464/mo
Today · 4.125%
HK$116,505
baseline
▲ 0.50% · 4.625%
HK$123,594
+HK$7,089/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$233,010/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,963
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$125,234
−HK$3,318/mo
Today · 4.125%
HK$128,552
baseline
▲ 0.50% · 4.625%
HK$135,328
+HK$6,776/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$257,104/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,902
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$131,881
−HK$4,042/mo
Today · 4.125%
HK$135,923
baseline
▲ 0.50% · 4.625%
HK$144,194
+HK$8,271/mo
Deposit HK$12.02M · loan HK$28.05M · min. income ≈ HK$271,846/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,290
−HK$7,688/mo
▼ 0.25% · 3.875%
HK$146,106
−HK$3,872/mo
Today · 4.125%
HK$149,978
baseline
▲ 0.50% · 4.625%
HK$157,883
+HK$7,905/mo
Deposit HK$12.02M · loan HK$28.05M · min. income ≈ HK$299,956/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,446
−HK$10,312/mo
▼ 0.25% · 3.875%
HK$169,561
−HK$5,197/mo
Today · 4.125%
HK$174,758
baseline
▲ 0.50% · 4.625%
HK$185,392
+HK$10,634/mo
Deposit HK$4.01M · loan HK$36.06M · min. income ≈ HK$349,516/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,944
−HK$9,884/mo
▼ 0.25% · 3.875%
HK$187,851
−HK$4,977/mo
Today · 4.125%
HK$192,828
baseline
▲ 0.50% · 4.625%
HK$202,993
+HK$10,165/mo
Deposit HK$4.01M · loan HK$36.06M · min. income ≈ HK$385,656/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,769 · Scale 2, in force from 26 Feb 2026)