LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,136
−HK$573/mo
▼ 0.25% · 3.875%
HK$9,420
−HK$289/mo
Today · 4.125%
HK$9,709
baseline
▲ 0.50% · 4.625%
HK$10,300
+HK$591/mo
Deposit HK$2.00M · loan HK$2.00M · min. income ≈ HK$19,418/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$1,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,164
−HK$549/mo
▼ 0.25% · 3.875%
HK$10,436
−HK$277/mo
Today · 4.125%
HK$10,713
baseline
▲ 0.50% · 4.625%
HK$11,277
+HK$564/mo
Deposit HK$2.00M · loan HK$2.00M · min. income ≈ HK$21,426/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$1,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,963
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,304
−HK$347/mo
Today · 4.125%
HK$11,651
baseline
▲ 0.50% · 4.625%
HK$12,359
+HK$708/mo
Deposit HK$1.60M · loan HK$2.40M · min. income ≈ HK$23,302/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$1,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,196
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,523
−HK$332/mo
Today · 4.125%
HK$12,855
baseline
▲ 0.50% · 4.625%
HK$13,533
+HK$678/mo
Deposit HK$1.60M · loan HK$2.40M · min. income ≈ HK$25,710/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$1,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,790
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,188
−HK$404/mo
Today · 4.125%
HK$13,592
baseline
▲ 0.50% · 4.625%
HK$14,419
+HK$827/mo
Deposit HK$1.20M · loan HK$2.80M · min. income ≈ HK$27,184/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$1,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,229
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,611
−HK$387/mo
Today · 4.125%
HK$14,998
baseline
▲ 0.50% · 4.625%
HK$15,788
+HK$790/mo
Deposit HK$1.20M · loan HK$2.80M · min. income ≈ HK$29,996/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$1,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,445
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,956
−HK$520/mo
Today · 4.125%
HK$17,476
baseline
▲ 0.50% · 4.625%
HK$18,539
+HK$1,063/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$34,952/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$1,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,294
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,785
−HK$498/mo
Today · 4.125%
HK$19,283
baseline
▲ 0.50% · 4.625%
HK$20,299
+HK$1,016/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$38,566/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$1,406 · Scale 2, in force from 26 Feb 2026)