LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,362
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,203
−HK$2,888/mo
Today · 4.125%
HK$97,091
baseline
▲ 0.50% · 4.625%
HK$102,999
+HK$5,908/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$194,182/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,702,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,639
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,365
−HK$2,765/mo
Today · 4.125%
HK$107,130
baseline
▲ 0.50% · 4.625%
HK$112,777
+HK$5,647/mo
Deposit HK$20.03M · loan HK$20.03M · min. income ≈ HK$214,260/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,702,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,634
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$113,044
−HK$3,465/mo
Today · 4.125%
HK$116,509
baseline
▲ 0.50% · 4.625%
HK$123,598
+HK$7,089/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$233,018/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,967
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$125,238
−HK$3,318/mo
Today · 4.125%
HK$128,556
baseline
▲ 0.50% · 4.625%
HK$135,332
+HK$6,776/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$257,112/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,906
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$131,885
−HK$4,042/mo
Today · 4.125%
HK$135,927
baseline
▲ 0.50% · 4.625%
HK$144,198
+HK$8,271/mo
Deposit HK$12.02M · loan HK$28.05M · min. income ≈ HK$271,854/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,294
−HK$7,688/mo
▼ 0.25% · 3.875%
HK$146,111
−HK$3,871/mo
Today · 4.125%
HK$149,982
baseline
▲ 0.50% · 4.625%
HK$157,888
+HK$7,906/mo
Deposit HK$12.02M · loan HK$28.05M · min. income ≈ HK$299,964/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,451
−HK$10,312/mo
▼ 0.25% · 3.875%
HK$169,566
−HK$5,197/mo
Today · 4.125%
HK$174,763
baseline
▲ 0.50% · 4.625%
HK$185,397
+HK$10,634/mo
Deposit HK$4.01M · loan HK$36.06M · min. income ≈ HK$349,526/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,950
−HK$9,884/mo
▼ 0.25% · 3.875%
HK$187,857
−HK$4,977/mo
Today · 4.125%
HK$192,834
baseline
▲ 0.50% · 4.625%
HK$202,999
+HK$10,165/mo
Deposit HK$4.01M · loan HK$36.06M · min. income ≈ HK$385,668/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,821 · Scale 2, in force from 26 Feb 2026)