LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,371
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,213
−HK$2,887/mo
Today · 4.125%
HK$97,100
baseline
▲ 0.50% · 4.625%
HK$103,009
+HK$5,909/mo
Deposit HK$20.04M · loan HK$20.04M · min. income ≈ HK$194,200/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,702,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,649
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,375
−HK$2,766/mo
Today · 4.125%
HK$107,141
baseline
▲ 0.50% · 4.625%
HK$112,788
+HK$5,647/mo
Deposit HK$20.04M · loan HK$20.04M · min. income ≈ HK$214,282/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,702,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,645
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$113,055
−HK$3,465/mo
Today · 4.125%
HK$116,520
baseline
▲ 0.50% · 4.625%
HK$123,610
+HK$7,090/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$233,040/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,979
−HK$6,590/mo
▼ 0.25% · 3.875%
HK$125,250
−HK$3,319/mo
Today · 4.125%
HK$128,569
baseline
▲ 0.50% · 4.625%
HK$135,346
+HK$6,777/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$257,138/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,702,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,919
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$131,898
−HK$4,042/mo
Today · 4.125%
HK$135,940
baseline
▲ 0.50% · 4.625%
HK$144,212
+HK$8,272/mo
Deposit HK$12.02M · loan HK$28.05M · min. income ≈ HK$271,880/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,308
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$146,125
−HK$3,872/mo
Today · 4.125%
HK$149,997
baseline
▲ 0.50% · 4.625%
HK$157,903
+HK$7,906/mo
Deposit HK$12.02M · loan HK$28.05M · min. income ≈ HK$299,994/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,467
−HK$10,314/mo
▼ 0.25% · 3.875%
HK$169,583
−HK$5,198/mo
Today · 4.125%
HK$174,781
baseline
▲ 0.50% · 4.625%
HK$185,416
+HK$10,635/mo
Deposit HK$4.01M · loan HK$36.06M · min. income ≈ HK$349,562/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,968
−HK$9,885/mo
▼ 0.25% · 3.875%
HK$187,875
−HK$4,978/mo
Today · 4.125%
HK$192,853
baseline
▲ 0.50% · 4.625%
HK$203,019
+HK$10,166/mo
Deposit HK$4.01M · loan HK$36.06M · min. income ≈ HK$385,706/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,702,989 · Scale 2, in force from 26 Feb 2026)