LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,378
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,220
−HK$2,888/mo
Today · 4.125%
HK$97,108
baseline
▲ 0.50% · 4.625%
HK$103,016
+HK$5,908/mo
Deposit HK$20.04M · loan HK$20.04M · min. income ≈ HK$194,216/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,703,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,657
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,383
−HK$2,766/mo
Today · 4.125%
HK$107,149
baseline
▲ 0.50% · 4.625%
HK$112,797
+HK$5,648/mo
Deposit HK$20.04M · loan HK$20.04M · min. income ≈ HK$214,298/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,703,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,653
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$113,064
−HK$3,465/mo
Today · 4.125%
HK$116,529
baseline
▲ 0.50% · 4.625%
HK$123,620
+HK$7,091/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$233,058/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,703,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,988
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$125,260
−HK$3,319/mo
Today · 4.125%
HK$128,579
baseline
▲ 0.50% · 4.625%
HK$135,356
+HK$6,777/mo
Deposit HK$16.03M · loan HK$24.04M · min. income ≈ HK$257,158/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,703,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,929
−HK$8,022/mo
▼ 0.25% · 3.875%
HK$131,908
−HK$4,043/mo
Today · 4.125%
HK$135,951
baseline
▲ 0.50% · 4.625%
HK$144,223
+HK$8,272/mo
Deposit HK$12.02M · loan HK$28.05M · min. income ≈ HK$271,902/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,703,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,319
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$146,136
−HK$3,872/mo
Today · 4.125%
HK$150,008
baseline
▲ 0.50% · 4.625%
HK$157,915
+HK$7,907/mo
Deposit HK$12.02M · loan HK$28.05M · min. income ≈ HK$300,016/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,703,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,480
−HK$10,314/mo
▼ 0.25% · 3.875%
HK$169,596
−HK$5,198/mo
Today · 4.125%
HK$174,794
baseline
▲ 0.50% · 4.625%
HK$185,430
+HK$10,636/mo
Deposit HK$4.01M · loan HK$36.07M · min. income ≈ HK$349,588/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,703,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,982
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$187,889
−HK$4,979/mo
Today · 4.125%
HK$192,868
baseline
▲ 0.50% · 4.625%
HK$203,034
+HK$10,166/mo
Deposit HK$4.01M · loan HK$36.07M · min. income ≈ HK$385,736/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,703,118 · Scale 2, in force from 26 Feb 2026)