LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,384
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,226
−HK$2,888/mo
Today · 4.125%
HK$97,114
baseline
▲ 0.50% · 4.625%
HK$103,024
+HK$5,910/mo
Deposit HK$20.04M · loan HK$20.04M · min. income ≈ HK$194,228/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,703,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,664
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,390
−HK$2,766/mo
Today · 4.125%
HK$107,156
baseline
▲ 0.50% · 4.625%
HK$112,805
+HK$5,649/mo
Deposit HK$20.04M · loan HK$20.04M · min. income ≈ HK$214,312/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,703,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,661
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$113,072
−HK$3,465/mo
Today · 4.125%
HK$116,537
baseline
▲ 0.50% · 4.625%
HK$123,628
+HK$7,091/mo
Deposit HK$16.03M · loan HK$24.05M · min. income ≈ HK$233,074/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,703,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,996
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$125,268
−HK$3,319/mo
Today · 4.125%
HK$128,587
baseline
▲ 0.50% · 4.625%
HK$135,365
+HK$6,778/mo
Deposit HK$16.03M · loan HK$24.05M · min. income ≈ HK$257,174/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,703,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,937
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$131,917
−HK$4,043/mo
Today · 4.125%
HK$135,960
baseline
▲ 0.50% · 4.625%
HK$144,233
+HK$8,273/mo
Deposit HK$12.02M · loan HK$28.05M · min. income ≈ HK$271,920/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,703,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,329
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$146,146
−HK$3,873/mo
Today · 4.125%
HK$150,019
baseline
▲ 0.50% · 4.625%
HK$157,926
+HK$7,907/mo
Deposit HK$12.02M · loan HK$28.05M · min. income ≈ HK$300,038/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,703,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,491
−HK$10,315/mo
▼ 0.25% · 3.875%
HK$169,608
−HK$5,198/mo
Today · 4.125%
HK$174,806
baseline
▲ 0.50% · 4.625%
HK$185,442
+HK$10,636/mo
Deposit HK$4.01M · loan HK$36.07M · min. income ≈ HK$349,612/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,703,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,995
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$187,902
−HK$4,979/mo
Today · 4.125%
HK$192,881
baseline
▲ 0.50% · 4.625%
HK$203,048
+HK$10,167/mo
Deposit HK$4.01M · loan HK$36.07M · min. income ≈ HK$385,762/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,703,236 · Scale 2, in force from 26 Feb 2026)