LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,397
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,240
−HK$2,888/mo
Today · 4.125%
HK$97,128
baseline
▲ 0.50% · 4.625%
HK$103,038
+HK$5,910/mo
Deposit HK$20.04M · loan HK$20.04M · min. income ≈ HK$194,256/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,703,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,678
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,405
−HK$2,766/mo
Today · 4.125%
HK$107,171
baseline
▲ 0.50% · 4.625%
HK$112,820
+HK$5,649/mo
Deposit HK$20.04M · loan HK$20.04M · min. income ≈ HK$214,342/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$1,703,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,676
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$113,088
−HK$3,466/mo
Today · 4.125%
HK$116,554
baseline
▲ 0.50% · 4.625%
HK$123,646
+HK$7,092/mo
Deposit HK$16.03M · loan HK$24.05M · min. income ≈ HK$233,108/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$1,703,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,013
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$125,286
−HK$3,319/mo
Today · 4.125%
HK$128,605
baseline
▲ 0.50% · 4.625%
HK$135,384
+HK$6,779/mo
Deposit HK$16.03M · loan HK$24.05M · min. income ≈ HK$257,210/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$1,703,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,955
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$131,935
−HK$4,044/mo
Today · 4.125%
HK$135,979
baseline
▲ 0.50% · 4.625%
HK$144,253
+HK$8,274/mo
Deposit HK$12.02M · loan HK$28.06M · min. income ≈ HK$271,958/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,703,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,349
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$146,167
−HK$3,873/mo
Today · 4.125%
HK$150,040
baseline
▲ 0.50% · 4.625%
HK$157,949
+HK$7,909/mo
Deposit HK$12.02M · loan HK$28.06M · min. income ≈ HK$300,080/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,703,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,514
−HK$10,316/mo
▼ 0.25% · 3.875%
HK$169,631
−HK$5,199/mo
Today · 4.125%
HK$174,830
baseline
▲ 0.50% · 4.625%
HK$185,469
+HK$10,639/mo
Deposit HK$4.01M · loan HK$36.07M · min. income ≈ HK$349,660/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,703,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,020
−HK$9,888/mo
▼ 0.25% · 3.875%
HK$187,929
−HK$4,979/mo
Today · 4.125%
HK$192,908
baseline
▲ 0.50% · 4.625%
HK$203,077
+HK$10,169/mo
Deposit HK$4.01M · loan HK$36.07M · min. income ≈ HK$385,816/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,703,475 · Scale 2, in force from 26 Feb 2026)