LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,410
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$94,253
−HK$2,889/mo
Today · 4.125%
HK$97,142
baseline
▲ 0.50% · 4.625%
HK$103,053
+HK$5,911/mo
Deposit HK$20.04M · loan HK$20.04M · min. income ≈ HK$194,284/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$1,703,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,693
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$104,420
−HK$2,767/mo
Today · 4.125%
HK$107,187
baseline
▲ 0.50% · 4.625%
HK$112,837
+HK$5,650/mo
Deposit HK$20.04M · loan HK$20.04M · min. income ≈ HK$214,374/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$1,703,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,692
−HK$6,879/mo
▼ 0.25% · 3.875%
HK$113,104
−HK$3,467/mo
Today · 4.125%
HK$116,571
baseline
▲ 0.50% · 4.625%
HK$123,664
+HK$7,093/mo
Deposit HK$16.04M · loan HK$24.05M · min. income ≈ HK$233,142/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$1,703,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,031
−HK$6,593/mo
▼ 0.25% · 3.875%
HK$125,304
−HK$3,320/mo
Today · 4.125%
HK$128,624
baseline
▲ 0.50% · 4.625%
HK$135,404
+HK$6,780/mo
Deposit HK$16.04M · loan HK$24.05M · min. income ≈ HK$257,248/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$1,703,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,974
−HK$8,025/mo
▼ 0.25% · 3.875%
HK$131,955
−HK$4,044/mo
Today · 4.125%
HK$135,999
baseline
▲ 0.50% · 4.625%
HK$144,274
+HK$8,275/mo
Deposit HK$12.03M · loan HK$28.06M · min. income ≈ HK$271,998/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,703,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,370
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$146,188
−HK$3,874/mo
Today · 4.125%
HK$150,062
baseline
▲ 0.50% · 4.625%
HK$157,972
+HK$7,910/mo
Deposit HK$12.03M · loan HK$28.06M · min. income ≈ HK$300,124/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,703,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,538
−HK$10,318/mo
▼ 0.25% · 3.875%
HK$169,656
−HK$5,200/mo
Today · 4.125%
HK$174,856
baseline
▲ 0.50% · 4.625%
HK$185,496
+HK$10,640/mo
Deposit HK$4.01M · loan HK$36.08M · min. income ≈ HK$349,712/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,703,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,047
−HK$9,890/mo
▼ 0.25% · 3.875%
HK$187,956
−HK$4,981/mo
Today · 4.125%
HK$192,937
baseline
▲ 0.50% · 4.625%
HK$203,107
+HK$10,170/mo
Deposit HK$4.01M · loan HK$36.08M · min. income ≈ HK$385,874/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$1,703,725 · Scale 2, in force from 26 Feb 2026)