LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,142
−HK$573/mo
▼ 0.25% · 3.875%
HK$9,426
−HK$289/mo
Today · 4.125%
HK$9,715
baseline
▲ 0.50% · 4.625%
HK$10,306
+HK$591/mo
Deposit HK$2.00M · loan HK$2.00M · min. income ≈ HK$19,430/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$1,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,170
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,443
−HK$277/mo
Today · 4.125%
HK$10,720
baseline
▲ 0.50% · 4.625%
HK$11,285
+HK$565/mo
Deposit HK$2.00M · loan HK$2.00M · min. income ≈ HK$21,440/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$1,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,970
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,311
−HK$347/mo
Today · 4.125%
HK$11,658
baseline
▲ 0.50% · 4.625%
HK$12,367
+HK$709/mo
Deposit HK$1.60M · loan HK$2.41M · min. income ≈ HK$23,316/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$1,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,204
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,531
−HK$332/mo
Today · 4.125%
HK$12,863
baseline
▲ 0.50% · 4.625%
HK$13,542
+HK$679/mo
Deposit HK$1.60M · loan HK$2.41M · min. income ≈ HK$25,726/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$1,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,798
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,197
−HK$404/mo
Today · 4.125%
HK$13,601
baseline
▲ 0.50% · 4.625%
HK$14,429
+HK$828/mo
Deposit HK$1.20M · loan HK$2.81M · min. income ≈ HK$27,202/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$1,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,238
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,620
−HK$387/mo
Today · 4.125%
HK$15,007
baseline
▲ 0.50% · 4.625%
HK$15,798
+HK$791/mo
Deposit HK$1.20M · loan HK$2.81M · min. income ≈ HK$30,014/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$1,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,455
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,967
−HK$520/mo
Today · 4.125%
HK$17,487
baseline
▲ 0.50% · 4.625%
HK$18,551
+HK$1,064/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$34,974/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$1,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,306
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,797
−HK$498/mo
Today · 4.125%
HK$19,295
baseline
▲ 0.50% · 4.625%
HK$20,312
+HK$1,017/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$38,590/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$1,919 · Scale 2, in force from 26 Feb 2026)