LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,144
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,429
−HK$289/mo
Today · 4.125%
HK$9,718
baseline
▲ 0.50% · 4.625%
HK$10,309
+HK$591/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,436/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$2,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,173
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,446
−HK$277/mo
Today · 4.125%
HK$10,723
baseline
▲ 0.50% · 4.625%
HK$11,288
+HK$565/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,446/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$2,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,973
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,314
−HK$347/mo
Today · 4.125%
HK$11,661
baseline
▲ 0.50% · 4.625%
HK$12,371
+HK$710/mo
Deposit HK$1.60M · loan HK$2.41M · min. income ≈ HK$23,322/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$2,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,207
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,535
−HK$332/mo
Today · 4.125%
HK$12,867
baseline
▲ 0.50% · 4.625%
HK$13,545
+HK$678/mo
Deposit HK$1.60M · loan HK$2.41M · min. income ≈ HK$25,734/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$2,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,802
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,200
−HK$405/mo
Today · 4.125%
HK$13,605
baseline
▲ 0.50% · 4.625%
HK$14,433
+HK$828/mo
Deposit HK$1.20M · loan HK$2.81M · min. income ≈ HK$27,210/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$2,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,242
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,624
−HK$388/mo
Today · 4.125%
HK$15,012
baseline
▲ 0.50% · 4.625%
HK$15,803
+HK$791/mo
Deposit HK$1.20M · loan HK$2.81M · min. income ≈ HK$30,024/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$2,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,460
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,972
−HK$520/mo
Today · 4.125%
HK$17,492
baseline
▲ 0.50% · 4.625%
HK$18,556
+HK$1,064/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$34,984/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$2,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,311
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,802
−HK$499/mo
Today · 4.125%
HK$19,301
baseline
▲ 0.50% · 4.625%
HK$20,318
+HK$1,017/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$38,602/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$2,139 · Scale 2, in force from 26 Feb 2026)