LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,145
−HK$573/mo
▼ 0.25% · 3.875%
HK$9,429
−HK$289/mo
Today · 4.125%
HK$9,718
baseline
▲ 0.50% · 4.625%
HK$10,310
+HK$592/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,436/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$2,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,174
−HK$549/mo
▼ 0.25% · 3.875%
HK$10,447
−HK$276/mo
Today · 4.125%
HK$10,723
baseline
▲ 0.50% · 4.625%
HK$11,289
+HK$566/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,446/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$2,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,974
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,315
−HK$347/mo
Today · 4.125%
HK$11,662
baseline
▲ 0.50% · 4.625%
HK$12,372
+HK$710/mo
Deposit HK$1.60M · loan HK$2.41M · min. income ≈ HK$23,324/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$2,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,208
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,536
−HK$332/mo
Today · 4.125%
HK$12,868
baseline
▲ 0.50% · 4.625%
HK$13,546
+HK$678/mo
Deposit HK$1.60M · loan HK$2.41M · min. income ≈ HK$25,736/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$2,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,803
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,201
−HK$405/mo
Today · 4.125%
HK$13,606
baseline
▲ 0.50% · 4.625%
HK$14,434
+HK$828/mo
Deposit HK$1.20M · loan HK$2.81M · min. income ≈ HK$27,212/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$2,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,243
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,625
−HK$388/mo
Today · 4.125%
HK$15,013
baseline
▲ 0.50% · 4.625%
HK$15,804
+HK$791/mo
Deposit HK$1.20M · loan HK$2.81M · min. income ≈ HK$30,026/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$2,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,461
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,973
−HK$520/mo
Today · 4.125%
HK$17,493
baseline
▲ 0.50% · 4.625%
HK$18,558
+HK$1,065/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$34,986/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$2,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,313
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,804
−HK$498/mo
Today · 4.125%
HK$19,302
baseline
▲ 0.50% · 4.625%
HK$20,319
+HK$1,017/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$38,604/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$2,198 · Scale 2, in force from 26 Feb 2026)