LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,456
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,300
−HK$2,891/mo
Today · 4.125%
HK$97,191
baseline
▲ 0.50% · 4.625%
HK$103,104
+HK$5,913/mo
Deposit HK$20.05M · loan HK$20.05M · min. income ≈ HK$194,382/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$1,704,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,743
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,472
−HK$2,768/mo
Today · 4.125%
HK$107,240
baseline
▲ 0.50% · 4.625%
HK$112,893
+HK$5,653/mo
Deposit HK$20.05M · loan HK$20.05M · min. income ≈ HK$214,480/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$1,704,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,747
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$113,160
−HK$3,469/mo
Today · 4.125%
HK$116,629
baseline
▲ 0.50% · 4.625%
HK$123,725
+HK$7,096/mo
Deposit HK$16.04M · loan HK$24.06M · min. income ≈ HK$233,258/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,704,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,092
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$125,367
−HK$3,321/mo
Today · 4.125%
HK$128,688
baseline
▲ 0.50% · 4.625%
HK$135,472
+HK$6,784/mo
Deposit HK$16.04M · loan HK$24.06M · min. income ≈ HK$257,376/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,704,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,038
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$132,020
−HK$4,047/mo
Today · 4.125%
HK$136,067
baseline
▲ 0.50% · 4.625%
HK$144,346
+HK$8,279/mo
Deposit HK$12.03M · loan HK$28.08M · min. income ≈ HK$272,134/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,704,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,441
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$146,261
−HK$3,875/mo
Today · 4.125%
HK$150,136
baseline
▲ 0.50% · 4.625%
HK$158,050
+HK$7,914/mo
Deposit HK$12.03M · loan HK$28.08M · min. income ≈ HK$300,272/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,704,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,620
−HK$10,323/mo
▼ 0.25% · 3.875%
HK$169,741
−HK$5,202/mo
Today · 4.125%
HK$174,943
baseline
▲ 0.50% · 4.625%
HK$185,588
+HK$10,645/mo
Deposit HK$4.01M · loan HK$36.10M · min. income ≈ HK$349,886/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,704,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,138
−HK$9,894/mo
▼ 0.25% · 3.875%
HK$188,050
−HK$4,982/mo
Today · 4.125%
HK$193,032
baseline
▲ 0.50% · 4.625%
HK$203,207
+HK$10,175/mo
Deposit HK$4.01M · loan HK$36.10M · min. income ≈ HK$386,064/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,704,572 · Scale 2, in force from 26 Feb 2026)