LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,456
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,301
−HK$2,890/mo
Today · 4.125%
HK$97,191
baseline
▲ 0.50% · 4.625%
HK$103,105
+HK$5,914/mo
Deposit HK$20.05M · loan HK$20.05M · min. income ≈ HK$194,382/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$1,704,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,744
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,473
−HK$2,768/mo
Today · 4.125%
HK$107,241
baseline
▲ 0.50% · 4.625%
HK$112,894
+HK$5,653/mo
Deposit HK$20.05M · loan HK$20.05M · min. income ≈ HK$214,482/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$1,704,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,748
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$113,161
−HK$3,469/mo
Today · 4.125%
HK$116,630
baseline
▲ 0.50% · 4.625%
HK$123,726
+HK$7,096/mo
Deposit HK$16.04M · loan HK$24.06M · min. income ≈ HK$233,260/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,704,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,093
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$125,368
−HK$3,321/mo
Today · 4.125%
HK$128,689
baseline
▲ 0.50% · 4.625%
HK$135,473
+HK$6,784/mo
Deposit HK$16.04M · loan HK$24.06M · min. income ≈ HK$257,378/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,704,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,039
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$132,022
−HK$4,046/mo
Today · 4.125%
HK$136,068
baseline
▲ 0.50% · 4.625%
HK$144,347
+HK$8,279/mo
Deposit HK$12.03M · loan HK$28.08M · min. income ≈ HK$272,136/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,704,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,442
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$146,262
−HK$3,876/mo
Today · 4.125%
HK$150,138
baseline
▲ 0.50% · 4.625%
HK$158,052
+HK$7,914/mo
Deposit HK$12.03M · loan HK$28.08M · min. income ≈ HK$300,276/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,704,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,621
−HK$10,324/mo
▼ 0.25% · 3.875%
HK$169,742
−HK$5,203/mo
Today · 4.125%
HK$174,945
baseline
▲ 0.50% · 4.625%
HK$185,590
+HK$10,645/mo
Deposit HK$4.01M · loan HK$36.10M · min. income ≈ HK$349,890/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,704,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,140
−HK$9,894/mo
▼ 0.25% · 3.875%
HK$188,051
−HK$4,983/mo
Today · 4.125%
HK$193,034
baseline
▲ 0.50% · 4.625%
HK$203,209
+HK$10,175/mo
Deposit HK$4.01M · loan HK$36.10M · min. income ≈ HK$386,068/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,704,587 · Scale 2, in force from 26 Feb 2026)