LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,462
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,307
−HK$2,890/mo
Today · 4.125%
HK$97,197
baseline
▲ 0.50% · 4.625%
HK$103,111
+HK$5,914/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$194,394/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$1,704,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,750
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,479
−HK$2,768/mo
Today · 4.125%
HK$107,247
baseline
▲ 0.50% · 4.625%
HK$112,900
+HK$5,653/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$214,494/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$1,704,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,754
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$113,168
−HK$3,468/mo
Today · 4.125%
HK$116,636
baseline
▲ 0.50% · 4.625%
HK$123,733
+HK$7,097/mo
Deposit HK$16.04M · loan HK$24.07M · min. income ≈ HK$233,272/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,704,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,100
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$125,375
−HK$3,322/mo
Today · 4.125%
HK$128,697
baseline
▲ 0.50% · 4.625%
HK$135,481
+HK$6,784/mo
Deposit HK$16.04M · loan HK$24.07M · min. income ≈ HK$257,394/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,704,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,046
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$132,029
−HK$4,047/mo
Today · 4.125%
HK$136,076
baseline
▲ 0.50% · 4.625%
HK$144,356
+HK$8,280/mo
Deposit HK$12.03M · loan HK$28.08M · min. income ≈ HK$272,152/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,704,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,450
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$146,271
−HK$3,875/mo
Today · 4.125%
HK$150,146
baseline
▲ 0.50% · 4.625%
HK$158,061
+HK$7,915/mo
Deposit HK$12.03M · loan HK$28.08M · min. income ≈ HK$300,292/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,704,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,631
−HK$10,324/mo
▼ 0.25% · 3.875%
HK$169,752
−HK$5,203/mo
Today · 4.125%
HK$174,955
baseline
▲ 0.50% · 4.625%
HK$185,600
+HK$10,645/mo
Deposit HK$4.01M · loan HK$36.10M · min. income ≈ HK$349,910/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,704,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,150
−HK$9,895/mo
▼ 0.25% · 3.875%
HK$188,062
−HK$4,983/mo
Today · 4.125%
HK$193,045
baseline
▲ 0.50% · 4.625%
HK$203,221
+HK$10,176/mo
Deposit HK$4.01M · loan HK$36.10M · min. income ≈ HK$386,090/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,704,685 · Scale 2, in force from 26 Feb 2026)